Tuesday, 15 January 2013

Deferring property taxes: poll - Early Retirement & Financial ...


Deferring property taxes: poll

Old Today, 02:18 PM ? #1

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Deferring property taxes: poll


As of this year, I am eligible to defer property taxes on my principal residence. Taxes plus interest would be repayable when I sell, get a new mortgage, or die. Interest rate on the property taxes would be prime minus up to 2%. Current interest rate is 1%. I currently have no mortgage but have a HELOC with a balance of zero and annual property taxes were $1670 in 2012. I have just ER'd and obviously want to minimize withdrawals. Do you think this is worth my while, yes or no? (No sitting on the fence!)

Details below:

Finance - Property Tax Deferment Program


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Old Today, 02:27 PM ? #2

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Join Date: Jun 2010

Location: Sarasota

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We really need more information. The debt could become pretty substantial if the prime rate were to rise considerably. Do you have the funds to pay the tax balance in that situation?
Bruce


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